Commercial & domestic contract flooring services across the UK

Interest Free
Credit.

RD Carpets and Flooring

Interest Free Credit with RD Carpets & Flooring

We understand that buying new flooring for your home is a significant investment. To make the process easier for you, we offer an interest free credit option with no deposit and 0% APR.

This means you can get the floor you love today and pay for it over time, up to 3 years, without any extra cost!

Interest Free Credit

Find out how interest free credit works with RD Carpets and Flooring

Can I spread my payments?

Once your application is approved, we’ll set up a direct debit with your bank. You can choose to spread your payments over 6, 12, 24, or 36 months, depending on your needs and the amount you spend. This flexibility ensures that you can manage your budget effectively while enjoying your new flooring.

What can I expect?

Our friendly team will explain all your options clearly when you visit us to place your order. They are here to help you understand every detail and ensure you are comfortable with your financing plan. Note that the monthly payments do not include the cost of fitting your flooring, which is carried out by third parties. This upfront fitting cost is the only expense you’ll face during installation, providing a clear and straightforward process without unexpected charges.

Who is Eligible?

To take advantage of our interest free credit payment option, you must meet several eligibility criteria. You need to be at least 18 years old, a UK resident for more than 3 years, and have a personal bank account from which a Direct Debit can be taken. Additionally, you must be either permanently employed and working a minimum of 16 hours per week, self-employed, retired, on disability allowance, a registered carer, or unemployed and a ‘house person’ with the consent of a cohabiting working partner.*

How much will it cost me?

Term Minimum Credit Deposit Monthly Payment Amount of Credit
6 Months £500 £0 £83.33 £500
12 Months £1000 £0 £83.33 £1000
24 Months £2000 £0 £83.33 £2000
36 Months £3000 £0 £83.33 £3000

Representative Example

Cash Price:

£2000

Desposit

£0

Number of Payments

24

Monthly Payment

£83.33

0% APR representitives

Interest rate

0% Fixed

* Terms and conditions apply. Offer excludes the cost of fitting the floor. £500 minimum credit value. No deposit required. Subject to status and affordability. Terms and conditions apply.