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Commercial & domestic contract flooring services across the UK
We understand that buying new flooring for your home is a significant investment. To make the process easier for you, we offer an interest free credit option with no deposit and 0% APR.
This means you can get the floor you love today and pay for it over time, up to 3 years, without any extra cost!
Find out how interest free credit works with RD Carpets and Flooring
Once your application is approved, we’ll set up a direct debit with your bank. You can choose to spread your payments over 6, 12, 24, or 36 months, depending on your needs and the amount you spend. This flexibility ensures that you can manage your budget effectively while enjoying your new flooring.
Our friendly team will explain all your options clearly when you visit us to place your order. They are here to help you understand every detail and ensure you are comfortable with your financing plan. Note that the monthly payments do not include the cost of fitting your flooring, which is carried out by third parties. This upfront fitting cost is the only expense you’ll face during installation, providing a clear and straightforward process without unexpected charges.
To take advantage of our interest free credit payment option, you must meet several eligibility criteria. You need to be at least 18 years old, a UK resident for more than 3 years, and have a personal bank account from which a Direct Debit can be taken. Additionally, you must be either permanently employed and working a minimum of 16 hours per week, self-employed, retired, on disability allowance, a registered carer, or unemployed and a ‘house person’ with the consent of a cohabiting working partner.*
| Term | Minimum Credit | Deposit | Monthly Payment | Amount of Credit |
|---|---|---|---|---|
| 6 Months | £500 | £0 | £83.33 | £500 |
| 12 Months | £1000 | £0 | £83.33 | £1000 |
| 24 Months | £2000 | £0 | £83.33 | £2000 |
| 36 Months | £3000 | £0 | £83.33 | £3000 |
£2000
£0
24
£83.33
0% Fixed